These Terms & Conditions govern how your 22jlcom account works — from how you access the platform to how transactions are handled through Maya, InstaPay, and Bank Transfer. Read them before you start, and check back when anything in your account experience raises a question.
Applies to all registered accounts
Covers Maya, InstaPay, Bank Transfer
Available where local law permits
Updated terms shown at login
POLICY TERMS
What These Terms Cover on 22jlcom
By opening an account on 22jlcom, you agree to be bound by these Terms & Conditions. They apply to every session, every transaction, and every interaction you carry out through your account — whether you are depositing via Maya, sending funds through InstaPay, or completing a Bank Transfer withdrawal. Access to 22jlcom is subject to the laws and regulations of your local jurisdiction. We make no representation that the platform is available in all regions; you are responsible for confirming that your use is permitted under local law. Where local law restricts access, these Terms do not create an entitlement to use the platform. We may update these Terms at any time. When we do, the revised version will be posted here and, where the change is material, you will be prompted to review it on your next login. Continued use of your account after an update takes effect means you accept the revised Terms. If you do not agree, you should stop using the account and contact support to close it. The current version of these Terms is always the one displayed on this page — not any cached or printed copy you may have saved.
Maya
InstaPay
Bank Transfer
Account wallet
Local payment rails
SCOPE AND LIMITS
Where This Policy Applies
Understanding exactly what falls inside and outside these Terms helps you know your rights and our obligations. The four areas below set out the boundary clearly.
Account Access
These Terms govern login, session behaviour, and account security for every registered account on 22jlcom. Actions taken through your account — including any transaction or preference change — are subject to these Terms from the moment you log in.
Transactions
Deposits and withdrawals processed through Maya, InstaPay, and Bank Transfer fall within scope. Transaction records, limits, and correction requests are handled under these Terms. Processing timelines shown in your account wallet reflect the current state at the time of the request.
Site Content
Game content, promotional material, and account notifications published on 22jlcom are covered by these Terms. Content is provided for use within eligible regions only. Availability depends on local law, and we do not warrant access in all jurisdictions.
Third-Party Services
Payment providers, game studios, and external links operate under their own terms. We are not responsible for third-party policies or service interruptions. Where a third-party service connects to your account, the section of your account wallet showing that service will note any additional conditions.
YOUR ACCOUNT RIGHTS
What You Can Do Under These Terms
These Terms give you specific, practical ways to manage your account and raise concerns. You can review your full transaction history at any time through the account dashboard — every deposit and withdrawal processed via Maya, InstaPay, or Bank Transfer is recorded there with a timestamp and status. If your account details need correcting, the account settings page is where you submit that change; our support team confirms corrections once identity verification is complete. You can raise a policy question through the live chat or email channel shown in the Support section of this page. For any request that requires a formal response — such as asking us to close your account or dispute a transaction — submit it in writing through the contact route below so we have a record to act on.
Review Your Records
Open your account dashboard after login to see a full log of transactions, session activity, and any account-status changes. The history is searchable and not capped to a short window.
Correct Account Details
Submit a correction request through account settings. Our team reviews the change and applies it once the verification step shown in the form is complete. You will see the updated detail in your profile.
Raise a Policy Question
Contact support via live chat or the email address listed in the Support section below. Quote your account reference so we can pull the relevant record and respond to your specific question without delay.
Request Account Closure
Send a written closure request through the contact route below. We will confirm receipt, complete any pending transaction on your wallet, and close the account within the timeframe shown in our acknowledgement.
CONTACT ROUTES
How to Reach Policy Support
If you have a question about these Terms or need to act on a right described above, these are the channels to use. Quoting your account reference in every message helps us locate your record immediately.
Live Chat
Start a chat session from the account dashboard. This is the fastest route for account-access questions and transaction status checks tied to your Maya or InstaPay wallet.
Email Support
Send your query to the support address shown in your account profile page. Use email for written requests — account closure, transaction disputes, or formal corrections — so there is a documented record.
In-App Help
The Help section inside your account links directly to this Terms & Conditions page and to the FAQ below. Use it to locate the relevant policy section before escalating to live chat or email.
POLICY PRACTICES
How We Handle Your Account Data
We keep account and transaction data only for as long as necessary to operate your account and meet obligations under applicable law. Data tied to Maya, InstaPay, and Bank Transfer transactions is retained in line with financial record requirements. You can request a copy of the data we hold by contacting support in writing.
Data Retention
Account records are kept for the period required by applicable law in the regions where we operate. Once that period ends, data is deleted or anonymised. The retention schedule is not extended without a legal basis. You may ask what data we hold at any time.
Cookie Use
We use session cookies to keep you logged in and preference cookies to remember your account settings. Cookies tied to analytics are optional. You can adjust cookie preferences through the settings panel linked in the site footer.
Account Security
Your account is protected by a password you set and, where enabled, a one-time code sent to your registered contact. Never share your login credentials. If you suspect unauthorised access, contact support immediately via live chat to request a temporary lock.
Requesting Changes
Any formal request — correction, deletion, or account closure — must come through the written contact route so we have a traceable record. Requests made verbally through chat are noted but must be confirmed in writing before we act on them.
TERMS FAQ
Common Questions About These Terms
These are the questions we hear most when members read through the Terms & Conditions. If your question is not here, reach out through live chat or email.
Do these Terms & Conditions apply to my Maya and InstaPay transactions?
Yes. Every deposit and withdrawal you process through Maya, InstaPay, or Bank Transfer on your account falls under these Terms. The transaction record in your account dashboard shows the status and is the reference point for any dispute or correction request.
What happens if 22jlcom updates the Terms while my account is active?
We post the updated Terms on this page and prompt you to review them at your next login when the change is material. Continuing to use your account after that point means you accept the new version. If you disagree, contact support to discuss your options before the deadline shown in the prompt.
How do I get a copy of the personal data 22jlcom holds on my account?
Send a written data request to the support email shown in your account profile. Include your account reference number. We will confirm receipt and respond within the timeframe required by the applicable law for your eligible region. Chat requests are noted but must be followed up in writing.
Can I dispute a transaction covered by these Terms?
Yes. Open your account dashboard, locate the transaction in your history, and submit a dispute through the contact route in the Support section above. Include the transaction ID, the payment method used — Maya, InstaPay, or Bank Transfer — and the amount shown. We will review the record and respond in writing.
Are there parts of the platform that these Terms do not cover?
Third-party services — including payment providers and game studios — operate under their own separate terms. Where a third-party service connects to your 22jlcom wallet, any additional conditions specific to that service are noted in the relevant section of your account. We are not responsible for third-party policy changes.
Is access to 22jlcom available everywhere in the Philippines?
Access depends on local law and the eligible regions we are able to serve at the time you register. We do not guarantee availability in all areas. Check the eligibility information shown during the account registration step for the current access position in your region.